Whether you’re living large as a millionaire or struggling to get by from paycheck to paycheck, you can always make some improvements to your personal money management. Turns out that one in every three Americans lack a future financial plan.
The Oracle of Omaha said it best, “Someone is sitting in the shade today because someone planted a tree a long time ago”. The key to financial success is to have a plan. To help you get started with one or strengthen your current one, here are seven ways to save and spend your funds more efficiently.